>>Some Unexpected Effects of Obamacare by Dr. Joe Guarino
Posted April 16, 2010on:
Dr. Joseph Guarino ( Joe Guarino ) is one of the finest bloggers in Greensboro, NC and I am proud to claim him as a friend. He has of course kept very close watch over the health care debate and final passage of the bill and today I thought I would bring one of his posts to my readers.
We in Greensboro are fortunate to have several doctors in our blogging community who have kept us informed with pertinent insights all thru this process. Some have their own blog sites and some prefer to remain as commenters.
You might find the referred Youtube video offered by Beau Jackson in the first comment interesting. I certainly did. BB
April 15, 2010
Some Unexpected Effects of Obamacare
There are many adverse effects associated with Obamacare that have already been discussed and anticipated.
But nestled within a bill that runs approximately 2700 pages, there are bound to be numerous unexpected, largely undiscussed impacts. Here are just a few of those that have been discussed over the last week:
1. Remember that Obamacare is a rough approximation of Romneycare from Massachusetts. And it has been recently reported that the Massacusetts Governor, Deval Patrick, is engaged in a battle with health insurers to stop them from increasing their premiums because of the effects of Romneycare. Of course, if you artificially force a price down, the product will be offered less often; and some private insurers will withdraw. This will also happen with Obamacare, unless Congress allows premiums to raise dramatically:
The companies lost a first-round court battle yesterday (in Massachusetts). They say they will lose hundreds of millions of dollars and could go out of business if they can’t raise their rates to at least cover their costs.
2. Another piece of information from the same post is that the individual states under Obamacare will be required to ensure the provision of “the care and services themselves” under the Medicaid program. Obamacare expands Medicaid dramatically, forcing huge costs on the states. But now the states are also legally compelled to assure that the beneficiaries will actually receive services under the program. How can the states guarantee that? The article points out that Obamacare invites lawsuits against the states if beneficiaries cannot access care.
3. It was discovered over the past week that Obamacare leaves members of Congress and their staff members bare, without coverage. Why? It requires them to get care through plans created under Obamacare, or through the insurance exchanges to be created. The problem is that these plans will not be available for a long while. This amusing glitch was caused by the sloppy manner in which the bill was drafted.
4. Obamacare creates all kinds of problems for HSA-style health care plans, which the national Democrats detest. It limits the manner in which your HSA money can be used; and reduces the amount you can contribute. It increases certain penalties. And it imposes additional administrative requirements on insurers offering HSA’s that could have the effect of making this insurance vehicle less viable.
There are lots of other little details that have been coming out that demonstrate various shortcomings of the new law. Folks across the country are becoming increasingly disappointed as they learn Obamacare is not immediately available to them, and is not the “free health care” they thought it would be.
We will be learning much more as time unfolds.
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