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I and others have been trying to get the word out to people since the monster was passed by the Democrats that Obamacare will cost much more than the current cost of healthcare insurance but 51% of the voters didn’t listen.  Now the word is finally out and Heritage got the answers for us.  check out what you will pay for health care insurance by checking out the state you live in.  BB

The Heritage Foundation

Issue Brief on Health Care

Issue Brief #4068 | October 16, 2013

How Will You Fare in the Obamacare Exchanges?

By Drew Gonshorowski

 

There are literally no comparisons to current rates. That is, [the Department of Health and Human Services] has chosen to dodge the question of whose rates are going up, and how much. Instead they try to distract with a comparison to a hypothetical number that has nothing to do with the actual experience of real people.

—Douglas Holtz-Eakin
President, American Action Forum[1]

Enrollment in Obamacare’s health insurance exchanges has proven to be a somewhat difficult process amidst technical glitches and delays. Aside from the issues associated with actually purchasing health care, once an individual gets a quote for health insurance on an exchange, is the premium higher or lower than before?

Our research finds that for many states, the insurance on health exchanges will cost more than existing insurance. This study illustrates that the general experience for individuals shopping on the exchange is that of increasing premiums from what was available to them prior to implementation of the exchanges. Many families and individuals will face this reality as they apply for coverage, and the implications of experiencing sticker shock are important to consider if enough people choose not to sign up for coverage for various reasons.

Methodology

The Heritage Health Insurance Microsimulation Model (HHIMM), in concordance with insurer data compiled by Mark Farrah and Associates, is used to create a snapshot of what it looks like to shop for insurance prior to exchange implementation. This data is used to build weighted average premiums within the rating areas, similar to the process described in the most recent release from the Department of Health and Human Services (HHS).[2]

First, we use expected age distribution in the individual market from the HHIMM. Next, we use census data for the county populations in order to scale up to the state level, creating something that is roughly comparable to the weighted averages presented by HHS.[3] This comparison is different from others in that, rather than comparing specific plans, it is designed to capture the difference in premium levels between the exchange and what could be acquired in the market.

This paper is meant to provide a necessary segue to HHS’s data summary, creating an apples-to-apples comparison of exchange data to what the costs are for individuals. Effectively, we have used the same methods that were employed to provide summary data on the exchange markets to prior insurance data in order to get the closest comparison.

Some state-based exchanges have data releases that are more limited than the 36 federal exchanges. For state exchanges, some premiums must be estimated. As is the case with all studies built to address the changes in exchange premiums, it is important to note that when more data becomes available, results could vary slightly.

This study considers the data as released by HHS. States with little data released are omitted from this study.[4]

Results

Individuals in most states will end up spending more on the exchanges. It is true that in some states, the experience could be the opposite. This is because those states had already over-regulated insurance markets that led to sharply higher premiums through adverse selection, as is the case of New York. Many states, however, double or nearly triple premiums for young adults. Arizona, Arkansas, Georgia, Kansas, and Vermont see some of the largest increases in premiums.[5]

How Will You Fare in the Obamacare Exchanges?

The Obama Administration is desperate for younger people to enroll to prevent an adverse selection death spiral. As pointed out by Sam Cappellanti at the American Action Forum, “The enrollment of these low cost young adults…is essential as they are required to subsidize the costs of insuring the elderly and chronically ill.”[6] However, young adults face a penalty for not enrolling that is projected to be far less than the insurance coverage they could receive.

Our findings confirm that younger populations see larger percentage increases in premiums. A state that exhibits this clearly is Vermont, where the increase for 27-year-olds is 144 percent and the increase for 50-year-olds is still 60 percent, but far less. All states exhibit this relationship.

Many individuals will experience sticker shock when shopping on the exchanges. It is clear that many policies and cross-subsidization within Obamacare will lead to upward shifts in premiums. These policies include the health insurance tax, essential health benefit and actuarial value regulations, less allowed age variability in premiums, community rating, and guaranteed issue.[7] However, real uncertainty, amidst a rocky start, surrounds what enrollment will look like in the exchanges.

Fantasy Savings

Obamacare will leave many people paying more for their health insurance. The healthcare.gov website is learning to crawl, with additional data trickling in. However, based on information already released by HHS, states, and insurance plans, the claims of savings on premiums for the average participant is a fantasy.

—Drew Gonshorowski is a Policy Analyst in the Center for Data Analysis at The Heritage Foundation.

————————-[1]Quoted in Avik Roy, “Double Down: Obamacare Will Increase Avg Individual Market Insurance Premiums by 99 Percent for Men, 62 Percent for Women,” Forbes, September 25, 2013,http://www.forbes.com/sites/theapothecary/2013/09/25/double-down-obamacare-will-increase-avg-individual-market-insurance-premiums-by-99-for-men-62-for-women/ (accessed October 11, 2013).

[2]U.S. Department of Health and Human Services, “Health Insurance Marketplace Premiums for 2014,” September 2013,http://aspe.hhs.gov/health/reports/2013/MarketplacePremiums/ib_marketplace_premiums.cfm(accessed October 10, 2013).

[3]HHS’s main exchange dataset can be found here: https://www.healthcare.gov/health-plan-information/ (accessed October 10, 2013).

[4]Massachusetts and Hawaii are omitted. Minnesota, Kentucky, and Maryland have issued small releases.

[5]Virginia’s data likely has data entry errors. Omitting the entries that are likely incorrect suggests that Virginia’s likely premium increases are 115 percent for 27-year-olds, 65 percent for 50-year-olds, and 30 percent for a family of four.

[6]Sam Cappellanti, “Premium Increases for ‘Young Invincibles’ Under the ACA and the Impending Premium Spiral,” American Action Forum, October 2, 2013,http://americanactionforum.org/research/premium-increases-for-young-invincibles-under-the-aca-and-the-impending (accessed October 10, 2013).

 

Good newsletter from Heritage on the monsters that Washington can not ignore but are ignoring and the impact is bad for the American people.  Also a good article on Dr. Ben Carson whom I personally like a lot.  BB

Two Things Washington Cannot Ignore10/14/2013Members of Congress are still at an impasse—they cannot agree on the debt limit, spending cuts, Obamacare, or funding the government.

The House has passed a variety of bills that would have reopened portions of the federal government, but the Senate has rejected them all. As they volley proposals back and forth, there are two things they cannot ignore.

Her-2-Oct11-MoveAlong_300

1. Obamacare

Obamacare is not even fully implemented, but it is negatively impacting people today. Just look at these responses we received when we asked readers about their health insurance costs. Premiums are going up—by hundreds of dollars per month for many. (Read here about how to send us your cost increases.)

It’s negatively impacting the practice of medicine. See what neurosurgeon and author Dr. Ben Carson told us about Obamacare getting between doctors and patients.

Conservatives across the country have made their voices heard—Obamacare must be stopped. Senator Ted Cruz (R-TX) told the activists at the Values Voter Summit on Friday that it is your voices that have helped House Members stand strong against Obamacare. And it’s not time to quit.

2. Spending Cuts

Obamacare creates new entitlement programs—which is the last thing the country needs as the existing entitlement programs are driving our spending and debt crisis. Even in the face of these huge problems, though, many Members of Congress are trying to go back and haggle over the 2.5 percent spending cuts agreed to in the sequestration deal that hails from 2011.

This is not only unproductive; it is absurd.

What Romina Boccia, Heritage’s Grover M. Hermann Fellow, wrote in August remains every bit as true today:

It is irresponsible for lawmakers to spend valuable negotiating time on how they can spend more of taxpayers’ money on discretionary programs when they should be pushing for an agreement to resolve the spending and debt crisis brought about by entitlement programs. Defunding Obamacare should be their first priority. Congress should cut spending and fix the real debt crisis—out-of-control entitlement spending—before or as part of any increase in the debt ceiling.

Obamacare and out-of-control government spending are holding back our economy and keeping people from jobs. These are two monsters Congress and the President cannot wish away.

Read the Morning Bell and more en español every day at Heritage Libertad.

Quick Hits:

Some very important articles in this weeks Insider Online Newsletter so do pan down and read any articles that interest you.  BB

Oct 12 at 8:05 AM


Updated daily, InsiderOnline (
insideronline.org) is a compilation of publication abstractshow-to essaysevents, news, and analysis from around the conservative movement. The current edition of The INSIDER quarterly magazine is also on the site.


October 12, 2013

Latest Studies: 37 new items, including a Pioneer Institute report on Common Core’s bad math standards, and a Mercatus Center report on debt limit myths

Notes on the Week: Shutdown government seems busier and more annoying than ever, the power of the purse is the power to change policy, and more

To Do: Find out how ObamaCare will affect your insurance premiums

Latest Studies

Budget & Taxation
MUST READ• The President’s Legal Authority at the Debt Limit – The Heritage Foundation
MUST READ The Debt Limit Debate 2013: Addressing Key Myths – Mercatus Center
• What Makes a Good Tax Structure? – Show-Me Institute
• 2014 State Business Tax Climate Index – Tax Foundation
• Loosening the Federal Straightjacket – Texas Public Policy Foundation

 

Economic and Political Thought
• America’s Debt, Through the Eyes of the Founders – The Heritage Foundation

 

Economic Growth
• Why Growth Is Getting Harder – Cato Institute
• Has Income Inequality Really Risen? – e21 – Economic Policies for the 21st Century
• A Comparison of the House and Senate Farm Bills – The Heritage Foundation

 

Education
• Dollars, Flexibility, and an Effective Education: Parent Voices on Arizona’s Education Savings Accounts – Goldwater Institute
(MUST READ as it may be coming to your school soon. BB)  Common Core National Standards and Tests: Empty Promises and Increased Federal Overreach Into Education – The Heritage Foundation
• Why the Gap? Special Education and New York City Charter Schools – Manhattan Institute
• Closing America’s High-Achievement Gap – Philanthropy Roundtable
(MUST READ and understand what the government is doing to dumb down the population because a stupid populus is easier to control!  BB )• Lowering the Bar: How Common Core Math Fails to Prepare Students for STEM – Pioneer Institute for Public Policy Research

 

Elections, Transparency, & Accountability
MUST READ THIS ARTICLE!  These people are out of control and they have almost unlimited power over us!  BB)(• The Truth About the IRS Scandals – Encounter Books

 

Family, Culture & Community
• Why We Won’t Talk Honestly About Race – Encounter Books

 

Foreign Policy/International Affairs
• Crunch Time for the Trans-Pacific Pact — and for U.S. Leadership in Asia – American Enterprise Institute
• Falling Short: How Bad Economic Choices Threaten the U.S.-India Relationship and India’s Rise – American Enterprise Institute
• German Hard Power: Is There a There There? – American Enterprise Institute
• 2014 NATO Summit: Laying the Groundwork Now – The Heritage Foundation
• U.S.-Japan Security Agreement Enhances Allied Goals – The Heritage Foundation
• Prestige and Power in Statecraft – Hoover Institution
• The Decline of Europe’s Military Might – Hoover Institution

 

Health Care
• How Medicaid Fails the Poor – Encounter Books
• Race, Medicine, and Political Correctness – Hoover Institution

 

Immigration
• Biometric Exit Improvement Act: Wrong Solution to Broken Visa and Immigration System – The Heritage Foundation

 

International Trade/Finance
• In Name Only: Are Free Trade Zones Assisting Capitalism or Criminals and Crony Capitalists? – American Enterprise Institute

 

Labor
• Unions Take High Culture Hostage – Hoover Institution

 

Natural Resources, Energy, Environment, & Science
• The ‘Science’ of Global Warming, Part 1 – American Enterprise Institute
• The ‘Science’ of Global Warming, Part 2 – American Enterprise Institute
• The EPA’s War Against the States: States Are Supposed to Lead in Fighting Pollution, but Federal Bureaucrats Have Usurped the States’ Role – Capital Research Center
• Let the Wind PTC Die Down Immediately – The Heritage Foundation
• The Global Environmental Facility: A Dismal Failure – National Center for Policy Analysis

 

Philanthropy
• A Triumph for Donor Intent: The Daniels Fund Achieves a Rare Victory – Capital Research Center

 

Regulation & Deregulation
• The Regulatory Improvement Act: A ‘Least-Best’ Solution for Regulatory Inefficiency – American Enterprise Institute

 

The Constitution/Civil Liberties
• Terms of Engagement: How Our Courts Should Enforce the Constitution’s Promise of Limited Government – Encounter Books
• The Supreme Court Considers the President’s Power to Make Recess Appointments – The Heritage Foundation

 

 

Notes on the Week

The federal government is still shut down, which means it’s busier than ever finding ways to annoy you. “If you loved this country, you would not be closing it down,” said Rep. David Scott (D-Ga.) last week. Scott was blaming Republicans for the government shutdown. As David Boaz points out, however, Scott was confused: The government and the country are not the same thing; Congress can’t shut down the country merely by failing to fund the government. [Cato Institute, October 3]

It turns out, however, that a shutdown government can be awfully pushy. As many news stories reported last week, the administration’s idea of shutting down means doing things the government doesn’t normally do, like putting up barricades to otherwise fenceless open-air spaces, telling people to leave privately-run establishments that sit on federal land but require no federal resources to operate, and creating “website not available” redirect pages instead of just leaving static content up on federal websites. The stories about National Park Service bullying keep coming from around the country:

• The Park Service told Joyce Spencer, 77, and Ralph Spencer, 80, they had to leave their house on Lake Mead National Recreation Area in Nevada. The Spencers own the house, but not the land. [KTNV, October 4]

• The Park Service told private boat operators that they could not operate their own boats launching from their own docks on the St. Croix River, which is designated a National Scenic Riverway. “[P]roviding visitor services within the riverway during a government shutdown is a breach of your (permit), and noncompliance with the shutdown could result in permits not being renewed during the next two-year cycle,” said the Park Service in a letter to boat operators. [TwinCities.com, October 3]

• The Park Service issued a notice forbidding charter boats, tour boats, fishing boats, and paddling boats from going out onto the Florida Bay—i.e., 1,100 square miles of ocean. [Miami Herald, October 3]

• The Park Service closed the Great Smoky Mountains National Park, including the Foothills Parkway in Tennessee. That closure left some residents in Eastern Tennessee with few good options for getting around: “The closure caught locals by surprise and left the school district scrambling to alert parents that they would need to find a way to get their kids back home. And until the partial government shutdown ends, school buses will not run. That means parents will have to transport their children to and from school using treacherous ‘white knuckle routes.’” [Fox News, October 7]

• Armed park rangers issued John Bell a $100 ticket for taking a jog in Valley Forge National Historic Park. Bell saw a sign announcing the park’s closure, but he also saw other joggers and bikers. Also, there was no barrier blocking entrance to the park, so he figured the sign was meant for vehicles. He was wrong. Rangers were waiting to give him a ticket when he exited the park. [Fox News, October 8]

• A bus carrying senior citizens through Yellowstone National Park stopped briefly when a herd of bison passed by. The tourists got out to take pictures and were immediately confronted by armed park rangers who told them that taking pictures was recreating, which they could not do. Later, when the seniors—some from Japan, Australia, and Canada—were sent out of the park on a two-and-a-half-hour ride, they were told the bus could not stop for bathroom breaks. [Eagle Tribune, October 8]

• Volunteer Chris Cox of South Carolina spent a number of days mowing the grass and picking up trash on the National Mall because he thought veterans visiting the war memorial shouldn’t have to trip over banana peels. When Park Police eventually told him to leave, Cox said: “I’m not here trying to make headlines. I’m here trying to prevent headlines.” The officer replied: “Well, maybe there should be a picture of the trash cans overflowing in the newspaper. Maybe that would help us.” [Daily Mail, October 9]

Mark Steyn explains the point of these harassments: “[T]he thug usurpers of the bureaucracy want to send a message: In today’s America, everything is the gift of the government, and exists only at the government’s pleasure, whether it’s your health insurance, your religious liberty, or the monument to your fallen comrades.” [National Review, October 4]

[See also: “The List: Unnecessarily Shut Down by Obama to Inflict Public Pain,” by John Nolte, Breitbart.com, October 5.]

 

 

Some governments truly are shutdown. For example:

 

 

Cherry-picking the government you want is the how you get the government you want instead of the government you don’t want. The President and his allies keep telling people that using a funding bill to change Obamacare is out-of-bounds. But this crowd has also said that changing Obamacare without passing any bill at all is A-OK. According to the Congressional Research Service, the President has changed Obamacare five times on his own, including delaying the mandate on employers to provide qualifying health insurance. (He’s also signed 14 bills that amend the law, for a total of 19 changes since Obamacare became law.) [Washington Times, September 11

In a letter sent to his Republican colleagues on August 21, Rep. Mark Meadows (R-N.C.) quotes a Founding Father approving of the House of Representatives tying policy changes to funding decisions. The full quote comes from Federalist 58, written by James Madison and published February 20, 1788:

The House of Representatives cannot only refuse, but they alone can propose, the supplies requisite for the support of government. They, in a word, hold the purse that powerful instrument by which we behold, in the history of the British Constitution, an infant and humble representation of the people gradually enlarging the sphere of its activity and importance, and finally reducing, as far as it seems to have wished, all the overgrown prerogatives of the other branches of the government. This power over the purse may, in fact, be regarded as the most complete and effectual weapon with which any constitution can arm the immediate representatives of the people, for obtaining a redress of every grievance, and for carrying into effect every just and salutary measure.

Now comes the Washington Post with an article by Valerie Strauss titled: “Stop Blaming James Madison for the Shutdown.” Since the word “shutdown” appears nowhere in either Madison’s Federalist 58 or Meadow’s missive, we’d have to agree. But here is University of Virginia professor J.C.A. Stagg, the article’s only source:

Rep. Meadows’s quote is also correct — but again only so far as it goes. None of the Founders doubted that the power of the purse could be an ultimate sanction in the hands of the House, though it would be impossible to prove that their understanding of this would have extended to the point of shutting down the entire government as opposed to refusing appropriations for particular policies.

Prof. Stagg is an authority on Madison, but he’s no authority on the last few weeks. To recap: Since September 20, the House of Representatives has passed at least a dozen bills to fund various parts of the government. That includes one bill that preserved funding for ObamaCare but made some changes to the program such as delaying the individual mandate and repealing the medical device tax. The Senate either amended and then refused to go to conference on the bills, or ignored them. The President said he would veto partial funding bills. [ABC News, October 9]

Senate Majority Leader Harry Reid explained: “Why would we want to have the House of Representatives, John Boehner, cherry-pick what stays open and what should be closed?”

As a matter of logic, the House cannot simultaneously cherry-pick what government it wants to remain open while also shutting it down entirely. It’s the Senate and the President who want the budget to be an all-or-nothing choice in order to get one particular policy they want. If Strauss’s article was meant to be a debunking, it failed.

 

 

Government shutdowns used to be common. Contrary to President Obama and his supporters, it’s not unusual at all for policy choices to get mixed up in bills that fund the government. From Dylan Matthews’s shutdown rundown, we learn that between 1981 and 1990, when Democrats controlled Congress (mostly) and Republicans were in the White House, there were nine government shutdowns. Those shutdowns happened because Congress and the President couldn’t agree on major policy issues such as supporting the Nicaraguan Contras, foreign aid for Syria and El Salvador, the Fairness Doctrine, the MX missile, and welfare expansions. Also, the issue of abortion figured prominently in five shutdowns when Democrats controlled Congress and another Democrat, Jimmy Carter, was in the White House. [Washington Post, September 25]

 

 

Video of the week: Environmental exaggeration makes people poorer. Also, it doesn’t help the environment, explains Ivo Vegter, in this recent TEDx talk:

 

 

Canada is still beating the United States. For the eighth year running, the United States has less economic freedom than Canada, according to the Fraser Institute’s latest Economic Freedom of the World Report. Higher U.S. taxes and more U.S. regulations account for much of the gap, explains Jared Meyer:

Canada has a federal corporate tax rate of just 15 percent whereas the United States has a top rate of 35 percent, the highest among OECD countries. Canada’s federal debt-to-GDP ratio is 35 percent. It is targeting a ratio of 25 percent by 2021 thanks to a strong commitment to spending cuts from Conservative Party Prime Minister Stephen Harper. The U.S. ratio is 73 percent and rising. Mr. Harper has publicly pushed for approval of the Keystone XL Pipeline, which would benefit the economies of both countries, while President Obama has done all he can to block the State Department’s permit. Canada also has an unemployment rate of 7.1 percent, lower than America’s.

From 1980 until 2000 the United States was generally rated the third freest country behind only Hong Kong and Singapore. Now it is #17. It is not only developed countries, such as New Zealand (#3), Switzerland (#4), and Finland (#7), overtaking the United States—developing countries are catching up. America’s ranking fell 10.5 percent from 2000 to 2011. Over that same period the world’s economic freedom rose by two percent. This is not a good sign for the future of America in an age of global competition.

U.S. rankings fell from the previous year in every category. According to Fred McMahon of the Fraser Institute, a co-author of the Index with Robert Lawson and Joshua Hall, the main factors that brought down America’s scores were overspending, weakened rule of law, and regulatory overkill.

If the United States continues to lag in economic freedom, its standard of living will also fall below those of the more economically free countries: “Those people living in the freest quartile of countries produce a GDP per capita that is on average eight times larger than those in the least free quartile. They produce two times as much per capita as those in the second freest quartile.” [Economics 21, October 9]

 

 

Is your state’s tax system competitive? Which states have tax systems that enhance (or harm the least) the business environment? According to the Tax Foundation’s 2014 State Business Tax Climate Index, the 10 best states are Wyoming, South Dakota, Nevada, Alaska, Florida, Washington, Montana, New Hampshire, Utah, and Indiana while the 10 worst are Maryland, Connecticut, Wisconsin, North Carolina, Vermont, Rhode Island, Minnesota, California, New Jersey, and New York.

 

 

What’s gone wrong with HealthCare.gov? Wall Street Journal:

Information technology experts who examined the healthcare.gov website at the request of The Wall Street Journal said the site appeared to be built on a sloppy software foundation. Such a hastily constructed website may not have been able to withstand the online demand last week, they said.

Engineers at Web-hosting company Media Temple Inc. found a glut of stray software code that served no purpose they could identify. They also said basic Web-efficiency techniques weren’t used, such as saving parts of the website that change infrequently so they can be loaded more quickly. Those factors clog the website’s plumbing, Media Temple said.

The identity-checking foul-ups are also triggering problems for state-run exchanges, which rely on the federal system. The problem caused delays last week for users of MNsure, Minnesota’s exchange, as they waited for federal confirmation to create their accounts, said April Todd-Malmlov, MNsure’s executive director. She said the issue in her state was largely resolved by Friday. [Wall Street Journal, October 6]

One of the problems that surfaced this week, reports Sean Gallagher, is that “individuals whose logins never made it to the site’s database will have to re-register using a different username, as their previously chosen names are now stuck in authentication limbo.” Also: “[C]hanges made to profiles already within the system may not be saved either—a problem that is only indicated by a very non-descriptive error message.” [Ars Technica, October 8]

Remember, Obamacare requires you to enroll in the exchanges or pay a fine if you don’t receive qualifying health insurance from your employer. But enrollment hasn’t taken off yet, reports David Martosko:

Just 51,000 people completed Obamacare applications during the first week the Healthcare.gov website was online, according to two sources inside the Department of Health and Human Services who gave MailOnline an exclusive look at the earliest enrollment numbers. […]

The open enrollment period for Obamacare coverage is slated to last for six months. If the first week’s total were an indication of how many Americans will sign up during that time through the Obama administration’s website, its final tally would reach a paltry 1.32 million. […]

If the state-run exchanges were to have a similar response rate for six months, the national enrollment total would be approximately 2 million.

That number is less than 29 per cent of the 7 million the Obama administration would need, according to the nonpartisan Congressional Budget Office, in order to balance the new health insurance system’s books and keep it from financial collapse. [Daily Mail, October 10]

Democrats shut down the government in order to make sure this mess launched on time.

 

 

To Do: Find Out How ObamaCare Will Affect Your Health Insurance Premiums

• Find out how Obamacare will affect health insurance rates across the country. Heritage Foundation analyst Drew Gonshorowski will reveal the findings of his new study at a panel discussion at Heritage. The discussion begins at 10 a.m. on October 16.

• If you’ve found out how Obamacare will affect your own insurance premiums and would like to share the information, then please let The Heritage Foundation know. Take a picture, as George Schwab did (featured in Friday’s Heritage Morning Bell) and send it to morningbell@heritage.org, or post it on The Heritage Foundation Facebook page, or tweet it to@Heritage and with the hashtag #ObamaHikes, or post it on Instagram with the hashtag #ObamaHikes.

• Learn how economic freedom helps people from around the world build better lives for themselves and their communities. The Cato Institute will host a screening of Economic Freedom in Action: Changing Lives. The film is based on the Fraser Institute’s annual Economic Freedom of the World report. Discussion will follow featuring Michael Walker of the Fraser Institute and Johan Norberg of the Cato Institute. The screening starts at 4 p.m. on October 16.

• Examine the case for a U.S. nuclear arsenal based on the concept of minimum deterrence. Douglas Feith, Ambassador Robert Joseph, and Keith Payne will be among the panelists at a Hudson Institute discussion. The event begins at noon on October 16.

• Hear Rep. Rob Bishop (R-Utah) discuss the National Park Service’s shuttering of open-air, previously unfenced spaces around America’s national monuments—supposedly an activity that’s now essential because the Park Service has no authority to spend money. Bishop’s talk begins at noon on October 15 at The Heritage Foundation.

• For those in the nation’s capital, greet an Honor Flight when it arrives at the airport. The program to bring World War II veterans to Washington, D.C., to see the World War II Memorial is continuing, despite the government shutdown. A lot of folks come out to greet the veterans at the gate when they arrive at Reagan National Airport. If you want to do that, too, you’ll need to request a gate pass by e-mailing dca.honorflight@gmail.com. A schedule of Honor Flights arriving at Reagan National Airport is available online. Volunteers are also welcome to greet veterans at the memorials, too.

• Discover the seven principles of sound public policy. Lawrence Reed, President of the Foundation for Economic Education, will talk about the principles during a discussion hosted by the Illinois Public Policy Institute. Reed’s talk begins at 6 p.m. on October 17 at the Illinois Policy Institute in Chicago.

• Help the Oklahoma Council of Public Affairs celebrate 20 years of working for free markets. OCPA will hold its 2013 Liberty Gala on October 17 at the Tulsa Hyatt Regency. President George W. Bush will address the diners. The reception begins at 5:45 p.m.

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The lastest today:  Catholic priest and Protestant ministers in the military will be arrested if they perform any services  even tho they would be volunteering their time since they are not being paid.  None of our military are being paid.  Also the commissaries which are totally self supporting  have been closed.  The President is doi8ng every thing he can to make this as unpleasant on people as possible.  Stupid, petty thing like the above and like shutting down the out door WWII Memorial for Gods sake.  It is outside with no charge to get in and walk around!   And still the Democrats and the President refuse to sit down and talk to the House of Representatives to resolve their differences as our Constitution was set up to require.  I sincerely hope the American people are finally waking up to the monster who we let into our White House.

 

Much great information in the following Newsletter from the Heritage Foundation.   You can pick and choose the articles that interest you most.  Be informed People!  BB

 


Updated daily, InsiderOnline (
insideronline.org ) is a compilation of publication abstracts how-to essays events, news, and analysis from around the conservative movement. The current edition of The INSIDER quarterly magazine is also on the site.


October 5, 2013

Latest Studies: 92 new items, including the Fraser Institute’s “Economic Freedom of the World” report, and a report from the Rio Grande Foundation on how New Mexico could manage its federal lands better than the federal government

Notes on the Week: Somebody was worried the shutdown wouldn’t hurt, the last shutdown was good for the economy, the federal income tax turns 100, and more

To Do: Learn the truth about gun control

Latest Studies

Budget & Taxation
• Tax Reform, the Family, and the Pursuit of Happiness – American Enterprise Institute
• Could Dan Snyder End Publically Financed Stadiums? – Cato Institute  (These stadiums financed by you the tax payers are built for millionaire  owners for million air players to play in and then the public is charged an arm and a leg to get in to watch the games.  About time the People refused to subsidize millionaires.  Let them build and  finance their own stadiums just as movie theaters owners have to build and finance their own theaters or  bar owners have to build and own their own bars!  BB)
• Tax Reform Should Eliminate the Deduction for State and Local Taxes – The Heritage Foundation  (Tax reform from top to bottom needs done NOW.  The IRS is corrupt to the core and the middle class has to carry the burden of taxes as a share of their income while the rich have all kinds of loop holes and at the other end 47% of Americans pay no taxes at all.  This is wrong.  We need a tax that is fair to all and where all pay.  BB)
• Average Government Pensions in Illinois (Illinois Policy Institute  This is shocking!   Tell your kids to get a government job and get on the gravy train.  You can never be fired no matter how bad you do your job or how corrupt you are and the pay is outstanding.  BB) BB)
• State Pension Contributions: Taxpayers Bear the Brunt of Increasing Pension Costs – Illinois Policy Institute
• Tax Reform 2013: Setting the Stage for Economic Growth – John Locke Foundation
• A Tale of Two Labor Markets: Government Spending’s Impact on Virginia – Mercatus Center
• New Evidence of the Effects of City Earnings Taxes on Growth – Show-Me Institute
• Building on Success: A Guide to Fair, Simple, Pro-Growth Tax Reform for Nebraska – Tax Foundation
• How Tax Reform Can Address America’s Diminishing Investment and Economic Growth – Tax Foundation
• The Effects of Terminating Tax Expenditures and Cutting Individual Income Tax Rates – Tax Foundation

Economic and Political Thought
• Hayek, the End of Communism, and Me – Cato Institute
• Kludgeocracy in America – National Affairs

Economic Growth
• The Inequality Illusion – American Enterprise Institute
• Economic Freedom of the World 2013 Annual Report – Fraser Institute
• It’s the Government, Stupid – Hoover Institution
• What Economic Recovery? – Hoover Institution
• Corporate Governance and Shareholder Activism – Manhattan Institute

Education
• Protecting Students and Taxpayers: The Federal Government’s Failed Regulatory Approach and Steps for Reform – American Enterprise Institute
• The Most Interesting School District in America? Douglas County’s Pursuit of Suburban Reform – American Enterprise Institute
• Expanding College Opportunities – Education Next
• Graduations on the Rise – Education Next
• Understanding Illinois’ Broken Education Funding System: a Primer on General State Aid – Illinois Policy Institute
• 60 Questions About Common Core – John Locke Foundation
• The Missing Half of School Reform – National Affairs
• Veterans and Higher Education – National Center for Policy Analysis
• How to Correct Our Schools of Ed – Wisconsin Policy Research Institute

Foreign Policy/International Affairs
• Honduras under Siege – American Enterprise Institute
• Framework for Removing Syrian Chemical Weapons: Reasons for Skepticism – The Heritage Foundation
• India: Congress and White House Should Have Modest Expectations for PM Singh Visit – The Heritage Foundation
• International Affairs Budget Needs Stronger Congressional Scrutiny – The Heritage Foundation
• Sri Lanka: Northern Provincial Council Election Could Be Step Toward Reconciliation – The Heritage Foundation
• U.S.-Japan Security Agreement Enhances Allied Goals – The Heritage Foundation
• Syria and American Leadership – Hoover Institution
• The Perilous Future of Afghanistan – Hoover Institution

Health Care  (Need to read all of these People)
• Health Care Exchanges Impose $5.3 Billion in Costs, 16 Million Hours – American Action Forum
• Premium Increases for “Young Invincibles” Under the ACA and the Impending Premium Spiral – American Action Forum
• More Consolidation and More ‘Political’ Competition, Less Patient-Centered Market Competition – American Enterprise Institute
• Obamacare: Destined to Flop? Part II – American Enterprise Institute
• Obamacare: Destined to Flop? Part III – American Enterprise Institute
• Obamacare: Destined to Flop? Part IV – American Enterprise Institute
• More Good News as the Medicare Drug Benefit Approaches Ten Years – e21 – Economic Policies for the 21st Century
• Obamacare’s Insurance Exchanges: “Private Coverage” in Name Only – The Heritage Foundation
• Part-Time Illinois: Work Hours Have Dropped Since ObamaCare Signed into Law – Illinois Policy Institute
• Reforming Medicaid with Technology – Institute for Policy Innovation
• Conservative Health-Care Reform: A Reality Check – National Affairs
• The Uninsured Crisis under Obamacare – National Center for Policy Analysis

Immigration
• Biometric Exit Tracking: A Feasible and Cost-Effective Solution for Foreign Visitors Traveling by Air and Sea – Center for Immigration Studies
• Remittances Abet Mexican Officials’ Irresponsible Behavior – Center for Immigration Studies
• Shaping our Nation: How Surges of Migration Transformed America and its Politics – Crown Publishing Group

Information Technology
• Consumers Would Benefit from Deregulating the Video Device Market – Free State Foundation
• No Picking Favorites: The Proper Approach to the Upcoming Incentive Auction – Free State Foundation
• Proposals Like the AT&T/Leap Merger Promise Consumer Benefits – Free State Foundation
• Two Sides of the Internet’s Two-Sidedness: A Consumer Welfare Perspective – Free State Foundation

Labor
• Above the Law: Unions are Often Exempt from Laws on Extortion, Identity Theft, and Whistleblower Protection – Capital Research Center  (This is especially true concerning the public sector or government workers unions.  These are the people who are paid with your taxes but do not have to conform to the same rules you have to conform to on your job.  The “rubber room” teachers in New York who can not be fired so they sit all day in a room and read newspapers or play cards while still getting paid.  Other cities and states have “rubber rooms” too!   Also if you have been watching the farce of the IRS hearings you know that government workers don’t even have to answer to Congress!  BB)

Monetary Policy/Financial Regulation  (more heart-burn news you should be aware of.  BB)
• What Now for Monetary Policy? – American Enterprise Institute
• Dodd-Frank Strikes Again – Hoover Institution
• Fannie, Freddie, and the Crisis – National Affairs

National Security
• AQAP’s Role in the al Qaeda Network – American Enterprise Institute
• DHS Acqusition Practices: Improving Outcomes for Taxpayers Using Defense and Private-Sector Lessons Learned – American Enterprise Institute
• NATO at Sea: Trends in Allied Naval Power – American Enterprise Institute
• Biofuel Blunder: Navy Should Prioritize Fleet Modernization over Political Initiatives – The Heritage Foundation
• Kenya Attack Reminds the U.S. of the Need to Maintain Effective Domestic Counterterrorism Programs – The Heritage Foundation
• Kenya Attack: Vigilance Required to Combat al-Shabaab’s Resurgence – The Heritage Foundation
• U.S. Counternarcotics Policy: Essential to Fighting Terrorism in Afghanistan – The Heritage Foundation
• The Strategic National Stockpile: Vital to Maintain, Critical to Improve – Hudson Institute
• Journalism or Espionage? – National Affairs

Natural Resources, Energy, Environment, & Science
• Small Business Implications of Greenhouse Gas Regulation – American Action Forum
• Climate Data vs. Climate Models – Cato Institute
• The Energy Wealth of Indian Nations – George W. Bush Institute
• Congress Should Stop Regulations of Greenhouse Gases – The Heritage Foundation
• A Tale of Two Parks – PERC – The Property and Environment Research Center
• The Economic Possibilities of Unlocking Energy Resources on New Mexico’s Federal Lands – Rio Grande Foundation
• A Texas Capacity Market: The Push for Subsidies – Texas Public Policy Foundation
• Does Competitive Electricity Require Capacity Markets? The Texas Experience: A Summary – Texas Public Policy Foundation

Philanthropy
• ACORN International: Wade Rathke Shakes Down the Whole Wide World – Capital Research Center
• Philanthropy by the Numbers – Manhattan Institute

Regulation & Deregulation
• Insurance as Gun Control? – Cato Institute
• Kosher Certification as a Model of Private Regulation – Cato Institute
• Reconceptualizing Corporate Boards – Cato Institute
• Government Overreach Threatens Lives – Hoover Institution
• Reinvigorating, Strengthening, and Extending OIRA’s Powers – Mercatus Center

Retirement/Social Security
• Reforming Old Age Security: A Good Start but Incomplete – Fraser Institute

The Constitution/Civil Liberties
• Concealed Carry: Illinois Supremes Catch Up on the Second Amendment – The Heritage Foundation
• Protecting the First Amendment from the IRS – The Heritage Foundation
• The Fourth Amendment and New Technologies – The Heritage Foundation
• Real Judicial Restraint – National Affairs
• The Libertarian Challenge to Obamacare – Reason Foundation

Transportation/Infrastructure
• Government Shutdown and the Future of Transportation Funding – The Heritage Foundation
• Why the DOT’s Role in Funding and Regulating Transportation Should Be Reduced – Mercatus Center

Welfare
• A New Approach to SSDI Reform – Cato Institute

 

Notes on the Week

Somebody was worried the government shutdown might not hurt enough. The tactic of government officials impairing the most highly visible and valuable services in order to make funding cuts really hurt is so well known that it has a name and even a Wikipedia entry: The Washington Monument Syndrome. That means us rubes just might look it up and realize what’s going on this week during the government shutdown—or, as Fox News more appropriately calls it, “government slimdown.”

In theory, a total lapse in funding shouldn’t be an opportunity for bureaucratic game playing: Services are either essential and remain functioning as per the Anti-Deficiency Act, or they are closed. But under the Obama administration, shutdown means finding ways to turn off things that don’t have an off switch or don’t require work to maintain. A few examples:

The National Mall: The Obama administration’s Office of Management and Budget instructed the National Park Service to put up barriers to the monuments on the National Mall. That included the World War II Memorial (funded mostly by private money, by the way). On Tuesday, a group of World War II veterans arrived to visit the memorial as part of the Honor Flight program. The barriers carried the message “Because of the Federal Government SHUTDOWN, All National Parks Are CLOSED,” but someone moved the barriers aside, letting World War II veterans visit the World War II Memorial.

The group had appealed for help arranging its visit directly to the White House, but was turned down. [Daily Caller, October 1] The Park Service also told one Honor Flight group that was planning a Friday visit that its members faced arrest if they tried to enter the closed monument. [NorthWestOhio.com, October1]

On Wednesday, as Paul Bedard notes, more federal employees were sent to re-fortify the barricade at the World War II Memorial than were detailed to stop Islamic terrorists attacking U.S. embassy personnel in Benghazi, Libya. [Washington Examiner, October 2] Later on Wednesday, the Park Service announced that the World War II Memorial would be opened—but for veterans only!

Park Service Police are still on duty because they are deemed essential employees. They are essential, we gather, for telling citizens to leave open-air spaces that are not normally patrolled. That’s how shut down this government is!

Claude Moore Colonial Farm: The Park Service also shut down Claude Moore Colonial Farm in McLean, Va., even though it is entirely funded by a private non-profit organization. The Park Service says it has to shut down the site because it sits on federal land. However, Anna Eberly, Managing Director of Claude Moore Colonial Farms, told supporters by email that the Farm had never been closed down during previous budget impasses. Eberly continued: “You do have to wonder about the wisdom of an organization that would use staff they don’t have the money to pay to evict visitors from a park site that operates without costing them any money.” [Townhall.com, October 2]

Bus turnaround lane at George Washington’s Mount Vernon. George Washington’s Mount Vernon is also operated by a private foundation, and the Park Service can’t close it down because it doesn’t own the land either. But the service still did what it could to make itself a nuisance by putting up barriers to the bus turnaround lane just outside the site. The bus turnaround lane is on land owned by the Park Service. Check out the photo posted by Newt Gingrich:

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Government websites. A number of government websites are carrying the message: “Due to a lapse of federal government funding, this website is unavailable. We sincerely regret this inconvenience.” But if you go to a government page and get that message, then you’re still on the government page. Nobody turned anything off; they just changed the content. Does that make sense? Julian Sanchzez says it’s possible but unlikely there is a security reason for walling off the regular content. He notes:

The main page at NASA.gov redirects to a page saying the site is unavailable, but lots of subdomains that, however cool, seem “inessential” remain up and running: the “Solar System Exploration” page at solarsystem.nasa.gov; the Climate Kids website atclimatekids.nasa.gov; and the large photo archive at images.jsc.nasa.gov, to name a few. There are any number of good reasons some of those subdomains might be hosted separately, and therefore unaffected by the shutdown—but it seems odd they can keep all of these running without additional expenditures, yet aren’t able to redirect to a co-located mirror of the landing page.

Still weirder is the status of the Federal Trade Commission’s site. Browse to any of their pages and you’ll see, for a split second, the full content of the page you want—only to be redirected to a shutdown notice page also hosted at FTC.gov. But that means… their servers are still up and running and actually serving all the same content. In fact they’re serving morecontent: first the real page, then the shutdown notice page. If you’re using Firefox or Chrome and don’t mind browsing in HTML-cluttered text, you can even use this link to navigate to the FTC site map and navigate from page to page in source-code view without triggering the redirect. [Cato Institute, October 1]

Bonus shutdown melodrama: FLOTUS’s fingers furloughed from tweeting:

Due to Congress’s failure to pass legislation to fund the government, updates to this account will be limited. #Shutdown

— FLOTUS (@FLOTUS) October 1, 2013

FLOTUS, of course, is the Twitter handle for First Lady Michelle Obama.

It might be that a lot of inessential government really is inessential. The political prognosticators say the 1995/1996 government shutdowns show that budgetary impasses are a bad idea, but the economics, says Tim Cavanaugh, tell a different story:

Despite the greatly ballyhooed furloughs of government employees, unemployment stayed even at 5.6 percent during November 1995, the period of the first spending gap, which ended when a deal cut by President Bill Clinton and Republican legislators allowed government to stay funded at 75 percent.

Unemployment actually dropped to 5.5 percent during the second spending gap, which was more complete than the first.

Unemployment continued to plummet in the months following the shutdown, as a hamstrung Clinton allowed the rate of government spending increases to slow and headed toward the eventual budget surpluses that became the highlight of Clinton’s legacy. According to the Bureau of Labor Statistics, unemployment dropped half a percentage point within a year of the first shutdown and had dipped below five percent by the spring of 1997.

More surprisingly, gross domestic product increased during both quarters covered by the Clinton-era shutdowns. According to the Bureau of Economic Analysis, GDP began the fourth quarter of 1995 at $7.7 trillion and ended the second quarter of 1996 at $7.9 trillion. By the end of the second quarter 1996 GDP had topped $8 trillion.

Personal consumption expenditures, gross private domestic investment and personal income also increased during and immediately after the shutdown.

The GDP numbers are particularly striking because government spending is given outsized weight in GDP measures, which assume that every dollar in federal spending results in a full dollar’s worth of economic activity. Nevertheless, GDP continued to climb despite the suspension of transfer payments. [Daily Caller, September 29]  ( if 800,000 government workers are considered  “non-essential” for this shut down then it makes one wonder just how many are non-essential  for good doesn’t it??  This is especially true when these government workers make on average 30% more than those of us who pay their salary and the fact that their performance of their jobs whether good or bad is protected by government employee unions so they can’t be fired no matter what they do or don’t do.  BB))

A glitchy MacGuffin: This week Democrats in the Senate shut down the federal government in order to keep Obamacare open. But Obamacare is not exactly open in the way that its supporters were hoping:  (READ ON:)

The Borinquen Health Center in Florida said only about 5 percent of the nearly 400 people who sought guidance in a 48-hour period were able to access Healthcare.gov, the website portal for consumers in 36 states where the federal government is operating exchanges, also known as marketplaces. [Insurance Journal, October 4]

Even MSNBC had trouble:

But beyond the software glitches is an even bigger problem with the online portals. John McAfee, a pioneer in anti-computer virus software, tells Neil Cavuto:

There is no central place where I can go and say, “OK, here are all the legitimate brokers, the examiners for all of the states” and pick and choose one.

Instead, any hacker can put a website up, make it look extremely competitive, and because of the nature of the system—and this is health care, after all—they can ask you the most intimate questions, and you’re freely going to answer them. What’s my Social Security number? My birth date? What are my health issues? […]  (BEWARE!  BB)

It’s not something software can solve. I mean, what idiot put this system out there and did not create a central depository? There should be one website, run by the government, you go to that website and then you can click on all of the agencies. This is insane. […] [Y]ou can imagine some retired lady in Utah, who has $75,000 dollars in the bank, saving her whole life, having it wiped out in one day because she signed up for Obamacare. And believe me, this is going to happen millions of times. This is a hacker’s wet dream. I mean I cannot believe that they did this.

Video of the week: Another fine entry in the Health and Human Services’ ObamaCare Video Contest. You know who takes no prisoners when it comes to ObamaCare? Remy:

September 30 was a good day in the courts for free speech, thanks to the Institute for Justice. The libertarian public interest law firm won two decisions striking down campaign finance regulations in both Mississippi and Arizona that prevented ordinary citizens from speaking out on politics:

In the Mississippi caseJustice v. Hosemann, Judge Sharion Aycock of the U.S. District Court for the Northern District of Mississippi ruled that Mississippi’s campaign finance scheme was an unconstitutional burden on small groups and individuals. Mississippi’s restrictions applied to any individual or group that spent more than $200 to talk about an initiative to amend Mississippi’s Constitution. The law was challenged by five friends from Oxford, Miss.—Vance Justice, Sharon Bynum, Matt Johnson, Alison Kinnaman and Stan O’Dell—who simply wanted to join together and speak out in favor of then-Initiative 31—an effort that would provide Mississippi citizens with greater protection from eminent domain abuse. But Mississippi’s $200 threshold is so low that it was impossible for them to even run a single quarter-page ad in their local newspaper without having to become a political committee.

Judge Aycock found that Mississippi’s campaign finance requirements were so complicated that “a prudent person might have extraordinary difficulty merely determining what is required” and that “potential speakers might well require legal counsel to determine which regulations even apply, above and beyond how to comport with those requirements.”

And:

In the Arizona caseGalassini v. Town of Fountain Hills, Judge James A. Teilborg of the U.S. District Court for the District of Arizona struck down Arizona’s similar regulatory scheme. The Arizona laws had been challenged by Dina Galassini, a resident of Fountain Hills, Ariz., who in 2011 sent an email to 23 friends and neighbors, inviting them to join her in a protest against a $44 million road bond by making homemade signs and joining her on a street corner. “Little did she realize,” as Judge Teilborg noted, “that she was about to feel the heavy hand of government regulation in a way she never imagined.”

Almost immediately she received a letter from the town clerk telling her to stop speaking until she had registered with the town as a “political committee” under Arizona’s campaign finance laws. Represented by IJ, Galassini challenged the Arizona law, securing an injunction that allowed her to hold her street-corner protests.

Galassini said, “I was stunned to learn that I needed to register with the government just to talk to people in my community about a political issue. All I could think was, ‘How can this be allowed under the First Amendment?’”

Now Judge Teilborg has granted Galassini a final victory, declaring that Arizona’s definition of “political committee,” under which she was regulated, is vague, overbroad, and unduly burdensome. [Institute for Justice, October 1]

Happy 100, federal income tax! My how you’ve grown! From Dan Mitchell, here are some snapshots of your younger years, starting in 1913:

The top tax rate was only 7 percent, the tax form was only 2 pages, and the entire tax code was only 400 pages. And a big chunk of the revenue actually was used to lower the tax burden on international trade (the basic tariff rate dropped form 40 percent to 25 percent).

But just as tiny acorns become large oak trees, small taxes become big taxes and simple tax codes become complex monstrosities. And that’s exactly what happened in the United States.

We now have a top tax rate of 39.6 percent, and it’s actually much higher than that when you include the impact of other taxes, as well as the pervasive double taxation of saving and investment.

And the relatively simply tax law of 1913 has metastasized into 74,000 pages of Byzantine complexity. [Cato Institute, October 3]

In case this week hasn’t provided enough liberal media bias, check out the highlights from last year. Last week we were in Oklahoma City for the State Policy Network Annual Meeting, but if we hadn’t been there, we’d surely have been at the annual Media Research Center Gala, featuring the Dishonors Awards. The event is always a hoot for recognizing the worst and the dimmest media personalities of the year for their liberal bias. We’ll point to one highlight: With a quote that you probably remember, Melissa Harris-Perry won the Dan Rather Memorial Award for Stupidest Analysis :

We have never invested as much in public education as we should have, because we’ve always had kind of a private notion of children. Your kid is yours, and totally your responsibility. We haven’t had a very collective notion of these are our children. So, part of it is we have to break through our kind of private idea that kids belong to their parents, or kids belong to their families, and recognize that kids belong to whole communities. Once it’s everybody’s responsibility, and not just the household’s, then we start making better investments.

Charles Krauthammer won an award of a different sort: the 7th Annual William F. Buckley Jr. Award for Media Excellence. You can see all the fun in the video below:

On the front lines: Last week we enjoyed seeing the State Policy Network hand out three deserving awards at its annual meeting in Oklahoma City.

Fighting for worker rights in Michigan: Joseph Lehman, President of the Mackinac Center, won the Roe Award, which is given every year to a leader “in the state public policy movement whose achievements have greatly advanced the free market philosophy.” The award is named after Thomas A. Roe Jr., founder of the State Policy Network. Lehman first worked for the Mackinac Center in 1995, and became President in 2008.

The Center achieved its biggest victory last December when Michigan lawmakers passed right-to-work legislation, which says joining a union can’t be made a condition of employment. The Center had been working for that policy since 1994. Lehman said: “The Roe Award created an occasion to focus attention on the Mackinac Center’s influence on better policies for Michigan, such as freedom to work. I accept the award on behalf of our team and dedicate it to them.” [Mackinac Center, September 30]

The Center has also been at the forefront of fighting the involuntary unionization of home health care and home daycare workers. We interviewed Lehman about those battles and more for our Winter 2013 issue of The Insider.

Promoting liberty in North Carolina: The John William Pope Foundation and the North Carolina-based think tanks the John Locke Foundation, the Civitas Institute, the N.C. Institute for Constitutional Law, the John William Pope Center for Higher Education Policy, and the N.C. Education Alliance won SPN’s Network Award. The Network award recognizes the accomplishments of state-based organizations promoting free enterprise. These six organizations won the award for their close work together on a variety of issues in North Carolina, from taxes, to corruption, to education. [John William Pope Foundation, October 2]

Fighting backdoor unionization in Minnesota: Jennifer Parrish, an in-home child care provider in Rochester, Minn., won the Unsung Hero Award (sponsored by the Vernon K. Krieble Foundation). In 2005, Parrish became active in fighting efforts to unionize home child care workers when a union organizer come to her house and used bullying tactics and deceptive claims to get her to sign a petition for unionization. Eventually, Parrish become a leader in the anti-unionization movement—all on her own time and using her own resources. [PostBulletin.com, September 27]

To Do: Learn the Truth About Gun Control

• Check out the new film, Assaulted: Civil Rights Under Fire, which explores the racial and class biases of gun control proponents and shows how those biases still operate. The film is narrated by rapper and actor Ice-T. You can catch a special screening of filmat 7 p.m., October 8, at the Muenzinger Auditorium at the University of Colorado-Boulder. The screening will be followed by a Q&A session featuring Second Amendment scholar and Independence Institute research director David Kopel.

• If you’re in the D.C./Northern Virginia area you might consider visiting George Washington’s Mount Vernon—since it’s open! It’s unaffected (mostly) by the government shutdown, because it is funded entirely by private money. It also happens to be one of the best of the presidential historical sites.

• Get ready for the Values Voter Summit, which will be held October 11-13 at the Omni Shoreham Hotel in Washington, D.C. This year’s theme: “Standing for Faith, Family and Opportunity for All.” Among the confirmed speakers: Ryan Anderson, Star Parker, Sen. Rand Paul, and Cal Thomas.

• Learn how GMO labeling laws spread consumer misinformation. The Heritage Foundation will host a discussion with Gregory Conko of the Competitive Enterprise Institute, L. Val Giddings of the Information Technology & Innovation Foundation, and Julie Gunlock of the Independent Women’s Forum. The discussion begins at noon on October 8.

• See a movie about a real-life American hero. Captain Phillips, starring Tom Hanks, chronicles the 2009 hijacking of the Maersk Alabama by Somali pirates and the ensuing standoff in which Captain Richard Phillips was taken hostage aboard a lifeboat. The film opens nationwide October 11.

• Help honor Vaclav Klaus, former President of the Czech Republic who helped guide his country from Communism to freedom. The Victims of Communism Memorial Foundation will award Klaus its Truman-Reagan Freedom Medal at a ceremony at the George Town Club in Washington, D.C. on October 8. The ceremony begins at 8 p.m. with a reception to follow. For more info or to RSVP, email info@victimsofcommunism.org.

Dear reader this is a great article that you really need to read and understand AND do go to all the referred articles and sites.  What it comes down to of course is that is our fault because We the People allowed  sat on our haunches and blithely allowed this all to take place while we played.    It is still not too late to turn things around and take our country back but it will not be done without pain and without fully understanding what is happening.  This is why I keep passing on these best of the best in my opinion news articles to you so that you understand and can make the right choices and vote for men and women who share your values and need to save America.

The following article is from my favorite site: Heritage.  I read many sources but use the Heritage often because their articles seem to me to be the most informative and concise.  BB

Mon, Sep 23, 2013 at 10:12 AM
Mon, 10:12 AM

Morning Bell: 6 Reasons Why the National Debt Keeps Rising

from The Heritage Foundation to you

6 Reasons Why the National Debt Keeps Rising

09/23/2013

Out-of-control spending by Congress and the Obama Administration has once again maxed out the latest debt limit—a nearly $17 trillion burden that harms job growth, gives special interests a pass, and lowers American families’ personal income.
($17 billion up from $9 billion just in the 5 years since Obama took office!  BB)
Inspired by Dave Ramsey’s recent post “6 Reasons People Stay in Debt,” we compiled six reasons why Members of Congress, the Obama Administration, and others in Washington avoid the path to financial stability in favor of big spending…

Ramsey_debt_300

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1. They want to keep up appearances.

The truth is, ever-growing entitlement programs drive ever-greater government spending. Everyone knows it. Some leaders in both parties have even worked together on first-step solutions agreeable to both sides. Yet rather than risk Warren Buffett’s taxpayer-funded benefits decreasing, politicians pretend America’s national budget can handle all the extensive promises they’ve made over the past several decades.

2. They are unwilling to sacrifice even wasteful spending.

Like a recent guest on “Hannity,” some in Washington will defend even the most ridiculous spending. Yet Congress could eliminate billions in spending tomorrow. Heritage expert Patrick Louis Knudsen, who spent two decades working on the House Budget Committee, recently went line-by-line through the federal budget to find $42 billion in unnecessary, poorly run, and duplicative federal government programs.

3. They fear changing “business as usual” in Washington.

Politicians are masters at playing the game. Because Americans are waking up to the fiscal crisis we are in, today policymakers in both parties use any number of legislative “back doors” to increase the debt ceiling—without looking like they did. CNN reports:

Since it’s a politically tough vote, they occasionally devise clever ways to tacitly approve increases without ever having to publicly record a “yes” vote.

For example, as part of the deal to resolve the 2011 debt ceiling war, Congress approved a plan that let President Obama raise the debt limit three times unless both the House and Senate passed a “joint resolution of disapproval.” Such a measure never materialized. And even if it had, the president could have vetoed it.


4. They’re addicted to stuff.

Policymakers in Washington enjoy a good haircut, lavish conference vacations, and even renovating their bathrooms… all at our expense. How does so much wasteful spending get into the federal budget? Follow the money. When government keeps doling out so much to so many, it’s inevitable thatWashington’s 10,000+ registered lobbyists get in on the bureaucrats’ action—while helping along a few re-election campaigns in the process.

5. They don’t know how to see long-term.

Word has it that the 2013 deficit will be lower than previous years. Let’s not break out the confetti just yet. This short-term change is due in part to massive tax increases signed into law by President Obama. Moreover, this year’s $642 billion deficit adds to the already massive national debt. Nearing $17 trillion, the debt is depressing job growth and opportunity for American families.

6. They lack the courage to lead on spending reform.

Clearly there are real proposals on the table to get the budget under control. Heritage offers Saving the American Dream, a budget framework that wisely resets spending levels back to historical norms. Even with recent legislative action on defunding Obamacare, it is unclear whether Congress will ultimately follow through and fully defund this unfair, unworkable, unaffordable law before its massive new entitlements go into effect.

We can change our current course, support a budget based on real Constitutional priorities, and set free the unlimited genius of Americans to create jobs, wealth, and prosperity. Find out how you can spread the word >>

People this is where the rubber hits the road and we are going down the drain.  Warnings are coming from everywhere that the United States is on the skids and when we go there will be no  way back.  And when we go the world will rip us to pieces—-you better believe it.  Top dogs are always ripped apart when they finally fall.  Our economy is the only one in the world failing because of Obama’s policies.  the rest of the world managed to come thru the bad time  of the 2009 crash and are are the rebound.  The United
States is still staggering around and losing businesses and therefore jobs daily.   The government is telling us that the economy is growing however slowly.   That is a lie!   47  million  Americans are on food stamps for God’s sake.   Only 24% of these are children so when the Progressives yell about starving children  just don’t believe it!    Many of these people are not really in need but have gotten on the gravy train because Obama lowered the requirements to get on.   There is no work requirement for able bodied people before they can get on welfare in our country today.   Obama did this by making things like “reading library books” a so-called “work fulfillment”.  And when the reports come out about how many people are unemployed the numbers do not include the people who have simply given up and are no longer even trying to get a job.  The real unemployment rate is near 17% which is almost as high as that of the Great Depression!  All this due to Obama.  Call and write your Congressman to stop Obama.  Also tell them to rollback his Presidential Decrees.   So many bad things have happened because Presidents have the right to make laws all by themselves without Congress.

We are in the mess with Public service (government workers) unions right now not from a law by Congress but because President Kennedy allowed it with a Presidential Decree!    President Nixon took us off the gold standard where our money was backed by gold  instead of the word of our government which isn’t worth the paper it is printed on.  From that time the dollar has lost value and so has your standard of living and the wages you earn.  You are making more money than you Dad but it is worth less!

The Federal Reserve ( a private company!)   is printing money at the rate of $85 billion dollars a month in order to keep the economy from a total melt down.  This money being printed is worthless—totally worthless , and at some point the house of worthless dollars will fall taking us into a hole we can never get out of because of the debt our government has saddled us with.

The following article should help you see what is happening.  BB

Morning Bell: What You Need to Know About the Debt Limit

The Congressional Budget Office just dropped a budget update on Washington, and it’s not good. The U.S. government is spending recklessly—and Obamacare is adding fuel to the fire.The new report comes at a crucial time, as negotiations over the debt limit are starting up again. Here are some basics to help you cut through all the political spin.

What is the debt limit?

Yes, it’s the legal limit on federal government borrowing—but the debt limit is a wake-up call. It’s a chance for Congress and the President to stop the spending insanity.

Share this graphic on Facebook to spread the word

Why does it matter?

Government spending is accelerating with no end in sight as long as entitlement programs keep expanding.

Entitlement spending is the biggest driver of skyrocketing debt. In only 10 years, Social Security, Medicare, and Medicaid will devourhalf of the federal budget.

Of course, Obamacare’s new entitlements only add to this mess. Think health care spending is out of control now? “Obamacare is the single biggest factor driving the growth in mandatory health care spending over the next decade,” warns Heritage expert Alyene Senger. The insurance exchanges, the Medicaid expansion… it’s all adding to our spending problem. (continues below chart)

BL-LTBO-2013

What should Congress do?

In a new Rasmussen poll, 58 percent of Americans “favor a federal budget that cuts spending.” Right on. Congress should cut spending, reform these programs that are ballooning the debt, and put the budget on a path to balance within 10 years. Facing the debt ceiling gives them the opportunity to correct the catastrophic course we are on.

I have stated again and again that any other president would have been impeached long ago for what this one has gotten away with.   Today Heritage reports on five things that he has done that a egregious sins against the Constitution of the United States and therefore egregious sins against the people of the United States.  Why do we the people put up with this behavior????   BB

 

5 Ways Obama Has Trampled the Constitution09/17/2013

Today, the Constitution turns 226 years old. Let’s not forget it states that the President “shall take Care that the Laws be faithfully executed.”

The Obama Administration has done the opposite, turning the law on its head and ignoring constitutional limitations on its power.

>>> Read the Constitution now

Here are five of the Administration’s largest violations:

1. Changing Obamacare on the fly without congressional action

The Patient Protection and Affordable Care Act requires that businesses employing 50 or more full-time employees must provide health insurance or pay a fine per uncovered employee. The law schedules this mandate to begin in January 2014. Yet the Administration has already announced that it will put this requirement on hold.

Meanwhile, Congress explicitly considered and rejected proposed amendments to Obamacare that would have created a specific allowance for a congressional health insurance subsidy in the exchanges, and indeed, such an exemption is illegal. But the Administration told Members of Congress and their staffers that it would give them a generous taxpayer-funded subsidy just the same.

Obamacare won’t work as written, and the Administration is just seizing power unilaterally to rewrite it.

2. Implementing the DREAM Act by executive fiat 

Congress has repeatedly considered, and rejected, a bill known as the Dream Act that would effectively grant amnesty to many illegal aliens. Yet in June 2012, Department of Homeland Security Secretary Janet Napolitano issued a directive to immigration officials instructing them to defer deportation proceedings against an estimated 1.7 million illegal aliens. Oddly, this happened about a year after President Obama admitted that “the President doesn’t have the authority to simply ignore Congress and say, ‘We’re not going to enforce the laws you’ve passed.’”

3. Making “recess appointments” while the Senate was in session

In January 2012, President Obama made four “recess” appointments to the National Labor Relations Board (NLRB) and Consumer Financial Protection Bureau, claiming that the Senate was not available to confirm those appointees. Yet the Senate was not in recess at that time. The Recess Appointments Clause is not an alternative to Senate confirmation and is supposed to be only a stopgap for times when the Senate is unable to provide advice and consent. Eventually, a three-judge panel of the D.C. Circuit struck down the appointments to the NLRB as unconstitutional.

4. Waiving welfare work requirements

In July 2012, the Department of Health and Human Services gutted the work requirements out of the welfare reform law passed in 1996. It notified states of Secretary Kathleen Sebelius’s “willingness to exercise her waiver authority” so that states may eliminate the work participation requirement of Section 407 of the 1996 reforms. This flatly contradicts the law, which provides that waivers granted under other sections of the law “shall not affect the applicability of section 407 to the State.” Despite this unambiguous language, the Obama Administration continues to flout the law with its “revisionist” interpretation.

5. Encouraging federal contractors to violate the law

The WARN Act requires that federal contractors give 60 days’ notice before a mass layoff or plant closing. Employers who do not give notice are liable for employees’ back pay and benefits as well as additional penalties. With defense-related spending cuts set to start on January 2, 2013, defense contractors should have issued notice by November 2, 2012 (just four days before the presidential election). Yet, the Department of Labor instructed defense contractors not to issue notice for layoffs due to sequestration until after the election—and assured them they would be reimbursed with taxpayer funds for any subsequent liability for violating the law.

One of the Constitution’s strongest features is its simplicity. It doesn’t serve as a laundry list of rights, as many modern constitutions attempt to do. Instead, it lays out a governing framework, divides power among three co-equal branches, and protects Americans from having their rights usurped by an overreaching government.

But for the Constitution to survive the next quarter-century, we need leaders who are dedicated to maintaining it, not stretching it to suit their immediate political needs.


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